made a partial repayment of my housing loan today. thought i'd do it before i do a repricing of my loan. the smaller instalment i need to make monthly would translate to more liquid cash to me (and of course, lower interest). and with this done, my bank account is depleted again. and that means, i now feel poor (again). this, perhaps is how many singaporeans are. asset "rich" but otherwise, everything else are locked in loans. housing loan, car loan, and so some, renovation loan, study loan, etc...
haha...
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