Friday, 11 September 2026
Grateful: Exhausted
Monday, 7 September 2026
Retirement & I
I read a blog by RB reflecting on his post-working life and it got me thinking of my own journey too. My "retirement" journey, that is. I have placed the word "retirement" in parentheses because I do not define retirement in the "traditional sense" - where one stops working professionally after decades of work. It is too narrowly defined, imo. To me, retirement is a state of mind - a state where one is financially stable and does what is meaningful to him. This definition is independent of work. As such, one can be working (or otherwise) and still be considered retired.
In Sgp, the current retirement age is 64 and this will be increased to 65 by 2030. For me, I told myself that I would want to continue working even after my retirement age. And I would work for the engagement, and not for the salary. This is important to me because, as a single gay person, apart from a couple of close friends, working is an important means to keep engaged with the community and society at large. It keeps one emotionally, mentally and physically healthy.
This underpinned my decision to become a freelancer, and freelance in roles that are meaningful to me. This made me think deeply about "what is meaningful to me". It made me reflect on my purpose in life. It was a difficult thought process that took me years to crystallise. The latest articulation of it is simply this: to be able to help people and society. With this thought, the choice of what I wanted to do became clearer. I would be a coach, a mentor and a trainer. These are roles where I can help people, share my experiences, and support people as they navigate life, professionally or personally.
I am a realist when it comes to age. Like it or not, the society we live in is an ageist one. And as an HR person, I am very well aware that when people (read: employers) see the "6" in front of your age, whatever value you can contribute to them will take a backseat, and your resume gets put away. So I left my corporate life end-2023, at the age of 57 to prepare myself. To be a coach, trainer and mentor, there were skills, certifications and networks that I needed to establish. And I needed to get all these settled by the time I reached 60.
I am now 3 months shy of 60. I have obtained the necessary certifications and I have established myself as a qualified trainer, a professional coach and a mentor. The training companies I have signed up with recognise my value and come to me when there are projects. I have the prerogative to accept or decline the projects when they are offered. For coaching, I have been doing it on a pro-bono basis, as and when my base of clients comes to me. Although the frequency is not as high as training, the coaching sessions have been deeply meaningful. The same goes for mentoring.
When I talk about retirement, it goes beyond just work and keeping engaged. There are tangibles, such as finances, housing, and so on that must be considered. I am grateful that the financial audit I did before leaving corporate gave me a clarity of how much I actually need - operational cost, in corporate lingo. This provided me with the basis to accept or reject training opportunities. I just need to train enough to sustain my lifestyle without needing to dip into my savings. It has worked wonderfully well for me thus far. I am, of course, definitely more conscious of my spending these days. But that is a good thing. I am in control of it.
On a broader scale, I have also considered the longer-term financial aspects, such as CPF and housing. After a long thought process, I am ready to liquidate my current apartment and move to public housing. I have already started the application process. The aim is to purchase one at a location of my choice. If the application is successful, the construction will take 3-plus years, and I should be able to move in when I am 63, or latest 64. My CPF LIFE will kick in at 65. With these tangible aspects in place, I am reasonably confident I have put myself in a financially comfortable position for the rest of my life.
What I have captured above are, in many ways, the easier aspects of post-corporate life planning. What is probably the most challenging for me is my sense of self-identity. I have alluded to it when I mentioned "purpose" earlier. For the longest time in my life, my identity had been closely linked to my professional identity. Leaving corporate, having time in my own hands, forced me to revisit my identity and the whole purpose in life.
What am I? Who am I?
Thinking deeply about my purpose also forced me to look at my beliefs and my values. It took me a long while to look inwards and re-examine myself. I am sure my "purpose" will morph as time passes, and with it, my daily habits and lifestyle. But I am not in a rush. After all, time is what I have now. And I give myself permission to take my time as I relearn about myself, to relax, to pursue my hobbies, to work, to go on holidays, or, simply, to do nothing. Importantly, what is most meaningful to me is to be aware, to live in the present moment, to be grateful, to be compassionate to others and to self, and to live life mindfully.
Ultimately, it’s my life and I decide how I live it. I am in control. I define what retirement is and...
I retire on my terms.
Tuesday, 1 September 2026
Grateful Start of Sep: Consolidation
Saturday, 15 August 2026
Building an App
Friday, 10 April 2026
Grateful 10 Apr: Uneven day
- Showing up despite discomfort. It was an early start. I woke up feeling extremely tired, likely due to the heavy dinner last night, and my mind was active with thoughts about the day’s lessons. I also felt slightly feverish through the night. Despite that, I still got up early, went for my walk, had breakfast, and prepared for the training. The session started reasonably well, although I felt a little off. I am grateful that all the training admin I had prepared turned out better than expected, which gave me some stability to begin the day.
- Awareness in delivery. For the lesson itself, I realised I had focused more on developing the PM content and did not give enough attention to the morning segment. As a result, my delivery in the morning was not as smooth as I would have liked. I could sense some confusion among the learners, and it struck me that while I could fully understand what I was saying, it did not mean they could. I noticed blank expressions at times and had to check in with them. Although they said they were following, I had my doubts. Still, I am grateful for this awareness, as it helped me recalibrate my approach in the afternoon and adjust my delivery.
- Engagement and pacing decisions. A few learners asked very good questions, and I was able to share deeply from my experience. I am grateful for their engagement, as it made the session more meaningful. But this took up a considerable amount of time, and I decided to cancel an activity. This allowed me to cover the key content and still end the session on time at 6pm. I was glad I was able to let them off for the weekend as planned.
Wednesday, 8 April 2026
Grateful 8 Apr: Being creative
- Training. After breakfast, I went straight to my laptop. My mind was still brimming with ideas for my training session this Friday. How to use activities to teach certain concepts? What questions should I include? How should I sequence the questions? How much time to allocate to each segment? How should I deliver should there be a particular class profile? These were the thoughts that kept me awake, and I wanted to work on them before they slipped away. The morning passed quickly, totally immersed mentally, and before I knew it, it was time for lunch. So yes, when I start to get creative with my instructional designs and time management, I know I am ready. I just need to remind myself not to overdo it - there is still another module to prepare. For now, I am grateful for the progress made.
- Dessert. I’m not usually one for desserts these days. I do have a sweet tooth, and they used to be almost a given. But lately, with calorie counting on my mind, desserts have been one of the first things to go. Today, however, I decided to be a little more relaxed and go with how I felt. During my afternoon walk, I treated myself to a slice of pandan kaya cake (above pic), alongside a second kopi o kosong. I justified it - less rice at lunch, a good walk after lunch - it felt ok. The cake, unfortunately, had been sitting out too long. It was hard and stale. Thankfully, the kopi o kosong softened it and it wasn’t too bad. Most importantly, I appreciated this little indulgence. Perhaps this too is a form of creativity - finding balance, adjusting, and compensating with a lighter dinner, which I did.
- Time & Energy. I’ve been quite caught up with work and various activities lately, and as a result, I haven’t paid much attention to some of life’s simple routines and hobbies. Today, however, after my training preparation and that small indulgence, I found the energies to return to them and once I started, the momentum caught on. By dinner time, I had completed the marcotting process of a Ficus plant I started almost a month ago (below pic), loosened the soil of several pots, washed the balcony, did the laundry, mend my shoes, even as I cooked my dinner. It turned out to be a deeply fulfilling day - catching up on all the little things that had quietly accumulated over time.
Monday, 6 April 2026
Grateful 6 Apr: Peace
- Meditation. It must have been the good night’s sleep, for I woke up feeling very clear-minded and peaceful. This allowed me to meditate and hold the stillness for a good half hour without much effort, for which I am grateful. Thinking about it, this calmness is likely the result of both the full day I had yesterday and the clearing of my “mental knot”.
- Confidence. I felt good about my training preparation. I have not felt this way for a while, especially when I am about to teach a new subject this Friday. I went through the details again this morning, systematically - starting from the admin, the name list (with a last-minute insertion of a new learner, again...), the assessment reports, the activity workbook, the assessment settings in the portal, and finally the lesson content. There are, of course, some still outstanding admin matters, but these can be completed quickly on the training day itself. For being able to reach where I am now, I give thanks for the many iterations and the preparation I have put in over the past days and weeks. I look forward to delivering the training.
- Breaking the habit. I decided against recording the details of my meals in ChatGPT today. I have been doing it diligently since early Nov 2025 in my efforts to monitor my weight and I had my fair share of struggles with ChatGPT for the constant chiding of what I should eat for each meal. I woke up today almost 2kg heavier than usual, and I am quite certain it was due to the heavy Chinese dinner I had last evening - all the soups, the meats, and so on. But I also realised I had been too strict with myself, to the point of not being able to simply enjoy life. What is the point of imprisoning myself with all the records and getting so worked up about my food intake after each meal? When I think about it, it is actually quite amusing that I should get annoyed with ChatGPT for chiding me about my sodium intake, how much protein I had missed, and what I should make up for, etc. So today, I chose not to record my meals. So what if I end the day weighing a little heavier. What the heck, right? So yes, I am grateful to myself for making this deliberate decision to rid myself of this behaviour, and I am at peace with it.
Wednesday, 11 March 2026
2026 Review
- Remain grounded in gratitude. I’d rate this 8/10. I’ve made it a point to do my gratitude journaling daily. My buddy called it my “daily prayer” - quite apt, I felt. Admittedly, it’s still not as intuitive as I would like, but I do feel the effects, especially when I observe how others tend to focus on the negatives. The real outcome, I think, is to feel inner peace and happiness. I shall continue to work on this.
- Live with purpose and compassion. I’d rate this 7.5/10. Life has been rather routine lately, but amidst the routines, I’ve kept focused on what is meaningful to me - helping and supporting others. I continue to do this through coaching, mentoring, and training, although coaching and mentoring have fallen short of my expectations. This is despite renewing my commitment to mentor with one organisation this year and signing up with another to do career mentoring. Regardless, these commitments, beyond allowing me to live meaningfully, also provide the engagement I need and a way to practise compassion toward my own mental well-being and ultimately myself.
- Embrace vulnerability and courage. I’d rate this 7/10. This is a direct outcome of what I went through last year (and am still going through). I am embracing life as it comes, handling daily affairs as they arrive and navigating people as I need to. I will probably face my ultimate test in the middle of the year, but I’ll cross that bridge when it comes.
- Nurture relationships that matter. I’d rate this 8/10. I have a clearer view now of what truly matters and have made efforts to invest my energy in the people who do (and consciously not in those who don’t). In this regard, I am glad to have established a better relationship with my sister and my buddy. After a decade, I also sent a text to my brother wishing him a Happy CNY. I recognise that whatever misgivings I have, I need to let them rest - holding onto anger would only punish myself. He is, ultimately, still my brother. He did not reply, and I respect that. Otherwise, I am deeply grateful for the few friends who continue to reach out to me, check in on me, visit me and support me.
- Deepen my spiritual practice. I’d rate this 7/10. I’ve maintained my daily meditations unless I have early engagements. I also make it a point to attend Buddhist classes every Sunday unless I have to conduct training. Otherwise, I remind myself to live life according to what is taught. It’s definitely not easy, but I will consistently keep this in mind.
- Care for my health and well-being. I’d rate this 6.5/10. This is probably the lowest rating for me compared to the other points. I started the year well with my walks, exercises, and careful diet, but I’ve slacked over the past month or so. The most telling sign is the weight gain. I need to be more disciplined and put more work into this.
Monday, 3 February 2025
Delayed opportunity
A month flew by
- Personal life - My personal life has been rather stable, I must say. I decided to head to JB with a recently met friend and reconnected with a couple of friends and old colleagues. I reminded myself that I need to reach out to people instead of keeping to myself, as social engagement is an important part of maintaining my sanity (and contributing to my well-being). Of significance was me meeting up with a couple of great long-time friends while they were in town in January (e.g., Germs and his partner; and my US-based friend and his wife). Also, my tenant took a two-week break to visit Taiwan and head back to China for Chinese New Year. As a result, I was able to simply enjoy my "freedom" at home in his absence.
- Well-being & Health - I had my half-yearly health review - all's good. I was referred to the sports medicine department for my bad knee that left me quite debilitated through most of December 2024, and it turns out there’s a bone spur growing in my right knee, contributing to the pain. I’ve been referred to a physiotherapist and given a battery of exercises to work on. Otherwise, I got my annual Covid and flu jabs, so I’m all good for now. Apart from that, I have been eating and snacking lots! Well, what to expect given all the Chinese New Year snacks right? Heh... As for overseas trips, I made a short trip to JB with a friend I got to know recently and have already booked another trip to KL this coming Sunday. Looking forward to meeting my KL friends!
- Family & Relatives - January was an interesting period for me, as much of my time was focused on Chinese New Year preparations. While I’m not particularly big on this festival since my parents' passing, annual routines and traditions like spring cleaning and the all-important reunion dinner with my auntie’s family couldn’t be ignored. These routines kept me connected to my relatives and, in a big way, reminded me of the larger entity I am a part of. On a more practical note, I took the opportunity to give my tenant's room and the common toilet a thorough cleaning. I realized that despite his regular cleaning, things still weren’t quite up to my expected standards. Okay, I’ve digressed from the topic of family & relatives.
- Professional Growth - Admittedly, this hasn't progressed as fast as I had expected. On the training front, I was all geared up and prepared to conduct my first session at the end of the first week of February, but in late January, I was informed that my session would be given to someone else. I’ll talk about this in another post, but it was a huge bummer for me, as I was really looking forward to it. On the coaching front, things have slowed down since December 2024 due to the year end festivities. To put things in perspective, I used to conduct 1 to 2 coaching sessions per weekday last year, but since December 2024, I’ve only managed at best one session per week. On the bright side, I landed a new client last week and helped him clear his thoughts about his career progression.
- Financial Health - This has been stagnant so far and will probably stay that way until I start my training. So... yeah, I’ll need to keep a close watch on this moving forward.
Wednesday, 1 January 2025
Focus for 2025 - Rebuilding
In mid-2023, I embarked on a journey to reinvent myself to a self-employed freelancer, living authentically on my own terms. The target is to fully achieve this by the time I turn 60 in 2026. After over a year of capacity building, it is time to rebuild myself. In 2025, I aim to achieve a sense of normalcy and financial stability by focusing on the following areas:
- Celebrate independence and savour the journey of rediscovering myself.
- Maintain both physical fitness and mental health as priorities.
- Maintain current relationships while preserving a strong sense of self and independence.
- Build my training and coaching expertise, turning them into income streams, with a particular focus on training.
- Establish a predictable income from training to rebuild my finances while maintaining a lean and sustainable lifestyle. Focus on coaching as a means to help others and clock hours toward achieving higher-level credentials, with any income from coaching being incidental.
Additionally, I recognize the importance of long-term planning to support my retirement. This includes applying for public housing, which will likely take 3-5 years to build. By the time the flat is ready, I’ll be around 65, coinciding with the start of my CPF Life payouts. Moving forward, every step I take will contribute to my broader vision of financial security and a fulfilling retirement.
Wednesday, 20 December 2017
weaver
Thursday, 30 August 2012
feel good factor 2
but it started off with a little shock. when i arrived, my lecturer told me he had collapsed 2 classes into one for my lesson and thus i had a larger than expected class size. it was rather unnerving when i learned of it. but what unnerved me more was the fact that the lecturers of both classes decided to sit in and listen through my lesson! to get such news before a lesson was indeed very destabilizing. and the fact that both taught me before, and one of them had the reputation of being very strict and no-nonsense, made me rather uneasy. but thankfully, things went well. and despite being the first time, the rapport betwwen the students and i was good. everyone warmed up to each other very quickly. and by the second half of the lesson, the atmosphere was rather good and lively. questions were fast and furious. and exchanges of thoughts were deep and engaging.
i enjoyed myself frankly.
:-)
Sunday, 15 July 2012
teaching
you see, 2 weeks ago, i got a request from my ex-supervisor to do a sharing for a masters class that he would be teaching in the coming semester. i agreed as it was a topic that i am very familiar with. also, i felt honoured that my supervisor remembered me and thought it was nice of him to extend this invite.
and i got an email from him yesterday telling me that my sharing would be considered a formal lesson and that i would be paid $450 for the 3hr given to me! wow! totally did not see this coming! so nice of him right?!
heh heh...
Tuesday, 24 May 2011
reunited & it feels so good
and that was exactly what i have just done!
:-)
ps: frankly, i did think twice about why i should even do it in the first place cos if i cannot be true to myself, i would not be able to be a true teacher. then again, that would be too naive and too self-centered a thinking to keep. and finally after quite a bit of reflections, i segregated the blogs.
Friday, 20 May 2011
am out of it
Monday, 16 May 2011
disinterest?
as to why i have decided to do so, i must admit that i am disappointed with many things, and much of this is related to people's ego, ignorance, pride, self-agenda and above all unenlightened politics. i am disillusioned with many people i have interacted with. but i shall let things be. what i have learned from the last one year when i made the deliberate decision to plunge myself into the whole community was that there are many who have put their hearts into this community and that their efforts are commendable. but conversely, in the spirit of not offending people and allowing things to be, there is also a very strong underlying disquiet. the live and let live mentality is a good one. it allows things to flow. but i am also acutely aware of the fact that we are human and that the live and let live mentality is not easily attainable. and so, the result is unstated resentment. a lot of it. politics in its pent up form.
i have also seen many undesirable aspects of people in this community. but well, shall just leave it here. no point stating them out. afterall, we are human and that humans are known to err.
Sunday, 15 May 2011
quitting
hmmm...
Sunday, 27 March 2011
teacher student
:-)
Monday, 28 February 2011
class started
:-)

