In mid-2023, I embarked on a journey to reinvent myself to a self-employed freelancer, living authentically on my own terms. The target is to fully achieve this by the time I turn 60 in 2026. After over a year of capacity building, it is time to rebuild myself. In 2025, I aim to achieve a sense of normalcy and financial stability by focusing on the following areas:
- Celebrate independence and savour the journey of rediscovering myself.
- Maintain both physical fitness and mental health as priorities.
- Maintain current relationships while preserving a strong sense of self and independence.
- Build my training and coaching expertise, turning them into income streams, with a particular focus on training.
- Establish a predictable income from training to rebuild my finances while maintaining a lean and sustainable lifestyle. Focus on coaching as a means to help others and clock hours toward achieving higher-level credentials, with any income from coaching being incidental.
Additionally, I recognize the importance of long-term planning to support my retirement. This includes applying for public housing, which will likely take 3-5 years to build. By the time the flat is ready, I’ll be around 65, coinciding with the start of my CPF Life payouts. Moving forward, every step I take will contribute to my broader vision of financial security and a fulfilling retirement.
