screwed up finances

i have worked like crazy for the last 7 months and have been promoted in dec 2010. yet, i think there is something very wrong about my expenses or the way i have planned my finances. over these 7 months, i have not realized any savings. instead, i had dug in deeper into my savings… and if this were to go on, it could only mean that i would soon be borrowing money to pay my income tax!

what is happening!?!

hmmph!